Health insurance for international students in Spain
If you are preparing to study in Spain, medical insurance is one of the key documents you will normally need for your student visa or study residence application. Finding the right policy from abroad can be confusing, so Campus Spain usually works with these two insurance options when helping its international students prepare their applications.
Both are designed for international students in Spain and provide comprehensive medical coverage without copayments. The overview below gives you the main information you need to understand each option, including price, visa suitability, medical network and key benefits. You can then use the “Get insurance” button to see the complete policy information and proceed directly with the provider.
International Student Health Insurance Spain
From €31.90 / month
FOR YOUR STUDENT VISA
A health insurance product created for international students living in Spain and presented by Swisscare as meeting the medical-insurance requirements for Spanish student visa applications.
MEDICAL COVERAGE
Comprehensive outpatient and inpatient healthcare: primary care, specialists, diagnostic tests, treatments, emergencies, hospitalisation and surgery. Primary medicine, specialties, diagnostic tests and medical/surgical hospitalisation are listed as unlimited within the contracted network.
COPAYMENTS & WAITING PERIODS
No copayments, no general deductible and no waiting periods, with medical services available from the start of the policy, subject to the policy terms and exclusions.
MEDICAL NETWORK
Healthcare is provided through the Clínicum medical network. In Catalonia, students use the Clínicum directory; in the rest of Spain, access is provided through the HNA / Servicios Corporativos medical directory.
USEFUL ADDITIONAL COVER
Includes 24/7 assistance, second diagnostic opinion and travel assistance outside Spain for trips of up to 90 days, with medical expenses abroad up to €15,000. Repatriation cover is also included under the policy conditions.
ELIGIBILITY & VISA REFUSAL
Entry age: 18 to 40 years. If the visa is refused, Campus Spain has confirmed that the premium is fully refundable under the applicable cancellation procedure.
Click the button to view full details and apply directly.
Student Health Insurance
From €1.40 / day
FOR YOUR STUDENT VISA
A DKV health insurance option offered specifically for international students applying for a Spanish student visa or renewing their student residence authorization in Spain. Visa documentation is generated when the insurance is purchased.
MEDICAL COVERAGE
Comprehensive healthcare in Spain including primary care, specialists, diagnostic tests, treatments, emergencies, hospitalisation and surgery. The student product is presented with unlimited covered medical expenses in Spain when using the contracted medical network.
COPAYMENTS & WAITING PERIODS
No copayments. The student product is offered without waiting periods, with childbirth subject to specific conditions.
MEDICAL NETWORK
Access to the DKV contracted medical network throughout Spain, except Navarra. Students can use doctors, specialists and hospitals included in the applicable DKV medical directory.
USEFUL ADDITIONAL COVER
No health questionnaire is required and the provider states that pre-existing conditions are accepted. Travel assistance abroad is included for trips of up to 180 days, with medical and hospital expenses abroad up to €30,000, plus transfer and repatriation services under the policy conditions.
VISA REFUSAL
If the visa is refused, a refund can be requested by providing the refusal documentation. €45 is retained as an administration fee under the provider’s current conditions.
Click the button to view full details and apply directly.
Before purchasing
This page is intended to help Campus Spain students quickly understand the main characteristics of the two insurance options we commonly work with. It is a general information overview, not an insurance recommendation.
Prices shown are published by the insurance providers or their intermediaries and may be changed by them at any time; the final price and conditions are those displayed during the insurance application process. Coverage, eligibility, exclusions, limits, refunds and other conditions are governed by the current policy documentation. Visa requirements can also vary depending on the competent Spanish Consulate or immigration authority, so students should review the full information available through the relevant “Get insurance” link before purchasing.